Van Legal Protector PLUS - Just 33.00**

What is Van Legal Protector Plus?

The Van Legal Protector Plus has been developed to provide you with additional legal protection. Van Legal Protector Plus is a low-cost insurance policy which safeguards you against the effects of uninsured losses as a result of an accident that wasn't your fault.

Why do I need this extra insurance?

Unfortunately, your current van insurance policy may not cover you for some additional losses you could incur, such as policy excess or medical expenses (even if the accident is not your own fault).

Who is the insurer?

The policy is underwritten by IGI Insurance, one of the leading UK legal expenses providers.

What help do I get?

Help is at hand from IGI Insurance who have a team of experienced claims specialists who aim to recover your uninsured losses. It is your legal right to pursue compensation from the guilty party and, with legal expenses insurance up to £100,000 per claim; you can do this without being out of pocket.

What costs may be pursued?

• Personal injury to the insured
• Loss or damage to personal property
• Loss of earnings
• Medical expenses
• Policy excess under comprehensive insurance

What else does it cover me for?

Van Legal Protector Plus includes a number of benefits in addition to uninsured loss recovery:

Replacement Vehicle facility

If your vehicle is immobilised immediately following a motor accident within the UK, Van Legal Protector Plus will supply, subject to availability, a replacement vehicle for continuous hire for up to 72 hours, which will be the equivalent of your insured vehicle, up to a maximum vehicle weight of 3.5 tonnes.

To qualify for the replacement vehicle you must be over 21 years of age and held a full and valid driving licence for at least 12 months. You will be responsible for fuel costs fares, fines and fees while this vehicle is in your possession.

Important Notes:

**You must have a valid motor insurance policy in force to take advantage of the Van Legal Protector Plus cover. This optional extra is only valid for the period of your van insurance policy, even if taken out mid way through your existing van policy, at the start of your renewal or if you change your vehicle.

No refund of premium is allowable upon cancellation after the initial 14 day cooling-off period. These notes cannot cover all eventualities. For full details of policy cover, terms, conditions and exclusions, please refer to the policy wordings.