Legal Expenses £38.00

Legal Expenses cover provides up to £100,000 of legal protection to safeguard against the effects of uninsured losses, such as your policy excess, the use of your car, personal possessions lost, and personal injury claims as a result of an accident that was not your fault provided you have the contact details of whoever caused the accident.

Plus, you also benefit from:

  • Motor Prosecution Defence
  • Motor contract disputes
  • Vehicle ID Theft
  • Motor Insurance Database disputes
  • Total Legal - Additional Legal Services
  • Law Assistance - The Arc Legal Document Service
  • Legal and Tax Helpline

For any claim to be accepted the legal team must think that there is more than a 50% chance of winning the case and achieving a positive outcome.

Motor Prosecution Defence

Costs to defend legal action in respect of a motoring offence arising from your use of the vehicle covered on your main policy, unless it is for driving whilst you don’t have a licence, are disqualified or under the influence of drink or drugs.

Motor contract disputes

Costs to pursue or defend any future contract dispute; relating to the sale or purchase of vehicle goods or services, including the vehicle itself.

Vehicle ID Theft

Costs to defend civil or criminal legal proceedings arising from use of your vehicle’s identity by another person or organisation without your permission, as long as that person doesn’t live with you.

Motor Insurance Database disputes

Costs for representation of your legal rights in a dispute with the police and/or other government agency if your vehicle is seized following a failure in communications between your insurance advisor/insurer and the Motor Insurance Database resulting in incorrect information about you or your vehicle being recorded on that database.

Total Legal – Additional Legal Services

Discounted legal services for events not covered as standard. For example:

  • Routine conveyance costs of a house sale or purchase and re-mortgaging
  • Divorce and child custody issues
  • Wills and probate
Law Assistance – The Arc Legal Document Service

As an addition to your legal expenses cover access is available to Law Assistance, an online legal document service. This provides:

  • Access to a range of free legal documents
  • A step by step walkthrough to assist in completing the documents
  • Access to a variety of additional family law documents which can be tried for free before purchasing
Legal and Tax Helpline
  • 24 hour advisory service for telephone advice on any private legal or tax problem of concern to you.

The above is just a summary. For full details of the cover, terms, conditions and exclusions, please see the Policy Wording (PDF).

Important Notes:

This optional extra is only valid for the period of motor insurance; however, it can be purchased midway through your policy; if you change your vehicle or when you renew your insurance policy with Done Deal.

No refund of premium will be provided upon cancellation, after the initial 14 day cooling-off period.

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