Legal Expenses cover provides up to Â£100,000 of legal protection to safeguard against the effects of uninsured losses, such as your policy excess, the use of your car, personal possessions lost, and personal injury claims as a result of an accident that was not your fault provided you have the contact details of whoever caused the accident.
Plus, you also benefit from:
For any claim to be accepted the legal team must think that there is more than a 50% chance of winning the case and achieving a positive outcome.
Costs to defend legal action in respect of a motoring offence arising from your use of the vehicle covered on your main policy, unless it is for driving whilst you donâ€™t have a licence, are disqualified or under the influence of drink or drugs.
Costs to pursue or defend any future contract dispute; relating to the sale or purchase of vehicle goods or services, including the vehicle itself.
Costs to defend civil or criminal legal proceedings arising from use of your vehicleâ€™s identity by another person or organisation without your permission, as long as that person doesnâ€™t live with you.
Costs for representation of your legal rights in a dispute with the police and/or other government agency if your vehicle is seized following a failure in communications between your insurance advisor/insurer and the Motor Insurance Database resulting in incorrect information about you or your vehicle being recorded on that database.
Discounted legal services for events not covered as standard. For example:
As an addition to your legal expenses cover access is available to Law Assistance, an online legal document service. This provides:
The above is just a summary. For full details of the cover, terms, conditions and exclusions, please see the Policy Wording (PDF).
This optional extra is only valid for the period of motor insurance; however, it can be purchased midway through your policy; if you change your vehicle or when you renew your insurance policy with Done Deal.
No refund of premium will be provided upon cancellation, after the initial 14 day cooling-off period.
Insurance can be confusing, so to help you through it you'll find our most common questions below.
Try our Existing Customers section.
Simply call our friendly UK customer service team on 0345 194 9578.
Monday to Friday 9am to 5:15pm,
Saturday 9am to 1pm.